Head to Head Analysis: Dime Community Bancshares (NASDAQ:DCOM) and Omni Financial Services (OTCMKTS:OFSI)

Omni Financial Services (OTCMKTS:OFSI) and Dime Community Bancshares (NASDAQ:DCOM) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, valuation, institutional ownership, risk, earnings, dividends and profitability.

Analyst Ratings

This is a summary of current ratings and recommmendations for Omni Financial Services and Dime Community Bancshares, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Omni Financial Services	0	0	0	0	N/A
Dime Community Bancshares	0	1	2	1	3.00

Dime Community Bancshares has a consensus price target of $29.50, indicating a potential downside of 1.01%. Given Dime Community Bancshares’ higher possible upside, analysts plainly believe Dime Community Bancshares is more favorable than Omni Financial Services.

Profitability

This table compares Omni Financial Services and Dime Community Bancshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Omni Financial Services	N/A	N/A	N/A
Dime Community Bancshares	9.65%	5.58%	0.46%

Earnings and Valuation

This table compares Omni Financial Services and Dime Community Bancshares”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Omni Financial Services	N/A	N/A	N/A	N/A	N/A
Dime Community Bancshares	$645.57 million	1.81	$96.09 million	$1.50	19.87

Dime Community Bancshares has higher revenue and earnings than Omni Financial Services.

Institutional & Insider Ownership

75.3% of Dime Community Bancshares shares are held by institutional investors. 9.1% of Dime Community Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Volatility and Risk

Omni Financial Services has a beta of 3.55, indicating that its stock price is 255% more volatile than the S&P 500. Comparatively, Dime Community Bancshares has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500.

Summary

Dime Community Bancshares beats Omni Financial Services on 9 of the 10 factors compared between the two stocks.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.

About Dime Community Bancshares

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, it offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. The company was founded in 1910 and is headquartered in Hauppauge, New York.