Camden National (NASDAQ:CAC) and First National of Nebraska (OTCMKTS:FINN) Head-To-Head Analysis

First National of Nebraska (OTCMKTS:FINN) and Camden National (NASDAQ:CAC) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, profitability, analyst recommendations, institutional ownership, earnings, valuation and risk.

Insider & Institutional Ownership

0.7% of First National of Nebraska shares are held by institutional investors. Comparatively, 77.4% of Camden National shares are held by institutional investors. 41.7% of First National of Nebraska shares are held by insiders. Comparatively, 1.9% of Camden National shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of recent ratings and price targets for First National of Nebraska and Camden National, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National of Nebraska	0	0	0	0	0.00
Camden National	0	2	0	0	2.00

Camden National has a consensus target price of $41.50, indicating a potential downside of 12.17%. Given Camden National’s stronger consensus rating and higher probable upside, analysts plainly believe Camden National is more favorable than First National of Nebraska.

Volatility & Risk

First National of Nebraska has a beta of 0.33, meaning that its share price is 67% less volatile than the S&P 500. Comparatively, Camden National has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500.

Dividends

First National of Nebraska pays an annual dividend of $120.00 per share and has a dividend yield of 1.0%. Camden National pays an annual dividend of $1.68 per share and has a dividend yield of 3.6%. Camden National pays out 52.5% of its earnings in the form of a dividend.

Earnings & Valuation

This table compares First National of Nebraska and Camden National”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National of Nebraska	$2.78 billion	1.20	$227.44 million	N/A	N/A
Camden National	$163.73 million	4.21	$43.38 million	$3.20	14.77

First National of Nebraska has higher revenue and earnings than Camden National.

Profitability

This table compares First National of Nebraska and Camden National’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First National of Nebraska	N/A	N/A	N/A
Camden National	16.47%	9.95%	0.88%

Summary

Camden National beats First National of Nebraska on 9 of the 13 factors compared between the two stocks.

About First National of Nebraska

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions. In addition, the company offers treasury management, debt consolidation, financial planning, retirement planning, wealth management, merchant, and payroll services; and personal, commercial, and farm insurance products. Further, it provides solutions for agribusiness, commercial real estate, healthcare, transportation, and correspondent banking; investment services, such as capital market and institutional asset management; and digital banking services. First National of Nebraska, Inc. was founded in 1857 and is headquartered in Omaha, Nebraska.

About Camden National

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in Maine, New Hampshire, and Massachusetts. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. The company also provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.