Analysts Set Expectations for SLM’s Q3 Earnings (NASDAQ:SLM)

SLM Co. (NASDAQ:SLM) – Analysts at Wedbush raised their Q3 2025 EPS estimates for SLM in a research note issued on Monday, November 25th. Wedbush analyst D. Chiaverini now expects that the credit services provider will post earnings per share of $0.74 for the quarter, up from their prior estimate of $0.68. Wedbush has a “Outperform” rating and a $26.00 price objective on the stock. The consensus estimate for SLM’s current full-year earnings is $2.73 per share. Wedbush also issued estimates for SLM’s FY2025 earnings at $3.15 EPS and FY2026 earnings at $3.80 EPS.

A number of other research firms have also recently commented on SLM. JPMorgan Chase & Co. reduced their price target on shares of SLM from $25.00 to $24.00 and set a “neutral” rating for the company in a report on Monday, October 7th. Bank of America initiated coverage on shares of SLM in a report on Wednesday, September 25th. They set a “buy” rating and a $27.00 price objective for the company. Barclays reduced their price objective on shares of SLM from $27.00 to $26.00 and set an “overweight” rating for the company in a report on Thursday, October 24th. Finally, Royal Bank of Canada reiterated an “outperform” rating and set a $26.00 price objective on shares of SLM in a report on Thursday, October 24th. Two equities research analysts have rated the stock with a hold rating and nine have given a buy rating to the company’s stock. Based on data from MarketBeat, SLM has an average rating of “Moderate Buy” and an average price target of $25.45.

SLM Trading Down 0.8 %

NASDAQ:SLM opened at $27.20 on Tuesday. The company has a current ratio of 1.29, a quick ratio of 1.27 and a debt-to-equity ratio of 3.21. The stock has a market capitalization of $5.78 billion, a price-to-earnings ratio of 9.41, a PEG ratio of 1.18 and a beta of 1.16. The firm has a fifty day simple moving average of $23.14 and a two-hundred day simple moving average of $21.89. SLM has a 12 month low of $14.03 and a 12 month high of $28.22.

SLM (NASDAQ:SLM) last posted its quarterly earnings results on Wednesday, October 23rd. The credit services provider reported ($0.23) EPS for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.30). The company had revenue of $652.64 million during the quarter, compared to analyst estimates of $363.40 million. SLM had a return on equity of 35.92% and a net margin of 22.18%. During the same quarter in the previous year, the business posted $0.11 earnings per share.

Institutional Inflows and Outflows

A number of large investors have recently made changes to their positions in SLM. SG Americas Securities LLC raised its position in SLM by 362.9% in the second quarter. SG Americas Securities LLC now owns 338,534 shares of the credit services provider’s stock worth $7,038,000 after acquiring an additional 265,394 shares during the period. Texas Permanent School Fund Corp raised its position in SLM by 50.7% in the second quarter. Texas Permanent School Fund Corp now owns 290,636 shares of the credit services provider’s stock worth $6,042,000 after acquiring an additional 97,832 shares during the period. Quest Partners LLC bought a new stake in SLM in the third quarter worth about $623,000. Price T Rowe Associates Inc. MD raised its position in SLM by 3.3% in the first quarter. Price T Rowe Associates Inc. MD now owns 816,274 shares of the credit services provider’s stock worth $17,788,000 after acquiring an additional 26,064 shares during the period. Finally, Shikiar Asset Management Inc. raised its position in SLM by 19.5% in the second quarter. Shikiar Asset Management Inc. now owns 211,350 shares of the credit services provider’s stock worth $4,394,000 after acquiring an additional 34,550 shares during the period. 98.94% of the stock is owned by institutional investors.

SLM Increases Dividend

The company also recently declared a quarterly dividend, which will be paid on Monday, December 16th. Investors of record on Thursday, December 5th will be given a dividend of $0.13 per share. This is a positive change from SLM’s previous quarterly dividend of $0.11. This represents a $0.52 dividend on an annualized basis and a dividend yield of 1.91%. The ex-dividend date is Thursday, December 5th. SLM’s dividend payout ratio (DPR) is presently 15.33%.

SLM Company Profile

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It is also involved in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts.