Head to Head Comparison: Treasure Global (NASDAQ:TGL) vs. Repay (NASDAQ:RPAY)

Repay (NASDAQ:RPAY) and Treasure Global (NASDAQ:TGL) are both small-cap business services companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, analyst recommendations, risk, earnings, valuation, institutional ownership and dividends.

Analyst Recommendations

This is a summary of current recommendations and price targets for Repay and Treasure Global, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Repay	0	1	5	0	2.83
Treasure Global	0	0	0	0	0.00

Repay currently has a consensus price target of $12.83, indicating a potential upside of 66.67%. Given Repay’s stronger consensus rating and higher possible upside, equities research analysts clearly believe Repay is more favorable than Treasure Global.

Insider and Institutional Ownership

82.7% of Repay shares are owned by institutional investors. 11.0% of Repay shares are owned by insiders. Comparatively, 4.0% of Treasure Global shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Risk & Volatility

Repay has a beta of 1.42, suggesting that its share price is 42% more volatile than the S&P 500. Comparatively, Treasure Global has a beta of 2.61, suggesting that its share price is 161% more volatile than the S&P 500.

Earnings & Valuation

This table compares Repay and Treasure Global”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Repay	$310.76 million	2.42	-$110.49 million	($0.87)	-8.85
Treasure Global	$8.81 million	0.25	-$6.59 million	N/A	N/A

Treasure Global has lower revenue, but higher earnings than Repay.

Profitability

This table compares Repay and Treasure Global’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Repay	-25.53%	8.73%	4.65%
Treasure Global	-61.36%	-131.73%	-105.59%

Summary

Repay beats Treasure Global on 10 of the 12 factors compared between the two stocks.

About Repay

Repay Holdings Corporation, payments technology company, provides integrated payment processing solutions to industry-oriented markets in the United States. It operates through two segments: Consumer Payments and Business Payments. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, virtual terminal, online client portal, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

About Treasure Global

Treasure Global Inc. offers e-commerce activities through its platform. Its platform provides consumers and merchants instant rebates and affiliate cashback programs, while providing a seamless e-payment solution with rebates in both e-commerce and physical retailers/merchant settings. The company offers ZCITY App, a payment gateway platform. Treasure Global Inc. was incorporated in 2020 and is based in New York, New York.