Seaport Res Ptn Has Bullish Estimate for SYF FY2025 Earnings

Synchrony Financial (NYSE:SYF) – Analysts at Seaport Res Ptn boosted their FY2025 earnings per share (EPS) estimates for shares of Synchrony Financial in a research note issued to investors on Wednesday, January 29th. Seaport Res Ptn analyst W. Ryan now expects that the financial services provider will post earnings per share of $7.00 for the year, up from their prior forecast of $6.50. The consensus estimate for Synchrony Financial’s current full-year earnings is $6.54 per share. Seaport Res Ptn also issued estimates for Synchrony Financial’s FY2026 earnings at $8.00 EPS.

A number of other research analysts have also issued reports on SYF. UBS Group lifted their target price on Synchrony Financial from $58.00 to $66.00 and gave the company a “neutral” rating in a report on Monday, January 13th. Royal Bank of Canada boosted their price objective on Synchrony Financial from $70.00 to $73.00 and gave the stock a “sector perform” rating in a research report on Wednesday. Evercore ISI raised their target price on shares of Synchrony Financial from $58.00 to $65.00 and gave the company an “outperform” rating in a report on Wednesday, October 30th. Keefe, Bruyette & Woods boosted their price target on shares of Synchrony Financial from $62.00 to $82.00 and gave the stock an “outperform” rating in a report on Monday, December 9th. Finally, Compass Point lowered shares of Synchrony Financial from a “buy” rating to a “neutral” rating and set a $70.00 price objective on the stock. in a report on Tuesday. Seven investment analysts have rated the stock with a hold rating, fifteen have assigned a buy rating and one has assigned a strong buy rating to the stock. According to data from MarketBeat.com, Synchrony Financial has an average rating of “Moderate Buy” and an average price target of $69.30.

Synchrony Financial Stock Performance

NYSE:SYF opened at $69.40 on Thursday. Synchrony Financial has a 52 week low of $37.91 and a 52 week high of $70.93. The company has a fifty day simple moving average of $67.01 and a two-hundred day simple moving average of $57.22. The company has a quick ratio of 1.25, a current ratio of 1.25 and a debt-to-equity ratio of 1.06. The company has a market cap of $27.02 billion, a price-to-earnings ratio of 9.06, a price-to-earnings-growth ratio of 0.83 and a beta of 1.64.

Synchrony Financial (NYSE:SYF) last posted its quarterly earnings data on Tuesday, January 28th. The financial services provider reported $1.91 EPS for the quarter, beating the consensus estimate of $1.89 by $0.02. Synchrony Financial had a net margin of 13.98% and a return on equity of 16.64%.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently modified their holdings of SYF. Bogart Wealth LLC acquired a new stake in shares of Synchrony Financial during the fourth quarter worth $26,000. Y.D. More Investments Ltd lifted its stake in shares of Synchrony Financial by 111.5% in the 4th quarter. Y.D. More Investments Ltd now owns 480 shares of the financial services provider’s stock worth $31,000 after acquiring an additional 253 shares during the period. Larson Financial Group LLC boosted its holdings in shares of Synchrony Financial by 92.7% in the third quarter. Larson Financial Group LLC now owns 607 shares of the financial services provider’s stock valued at $30,000 after acquiring an additional 292 shares in the last quarter. Raleigh Capital Management Inc. increased its stake in shares of Synchrony Financial by 151.4% during the fourth quarter. Raleigh Capital Management Inc. now owns 807 shares of the financial services provider’s stock worth $52,000 after acquiring an additional 486 shares during the period. Finally, Quarry LP raised its holdings in Synchrony Financial by 301.3% during the third quarter. Quarry LP now owns 899 shares of the financial services provider’s stock worth $45,000 after purchasing an additional 675 shares in the last quarter. 96.48% of the stock is currently owned by hedge funds and other institutional investors.

Insider Activity

In related news, insider Jonathan S. Mothner sold 34,163 shares of the firm’s stock in a transaction dated Friday, November 15th. The stock was sold at an average price of $64.99, for a total transaction of $2,220,253.37. Following the transaction, the insider now owns 127,587 shares of the company’s stock, valued at $8,291,879.13. This trade represents a 21.12 % decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available through this link. Corporate insiders own 0.33% of the company’s stock.

Synchrony Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Tuesday, February 18th. Stockholders of record on Monday, February 3rd will be given a dividend of $0.25 per share. The ex-dividend date of this dividend is Monday, February 3rd. This represents a $1.00 dividend on an annualized basis and a dividend yield of 1.44%. Synchrony Financial’s dividend payout ratio (DPR) is presently 13.05%.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.