MS&AD Insurance Group (OTCMKTS:MSADY) versus Hamilton Insurance Group (NYSE:HG) Critical Survey

Hamilton Insurance Group (NYSE:HG) and MS&AD Insurance Group (OTCMKTS:MSADY) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation and profitability.

Institutional and Insider Ownership

29.2% of Hamilton Insurance Group shares are owned by institutional investors. Comparatively, 0.0% of MS&AD Insurance Group shares are owned by institutional investors. 2.7% of Hamilton Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Hamilton Insurance Group and MS&AD Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hamilton Insurance Group	21.88%	21.92%	6.70%
MS&AD Insurance Group	N/A	N/A	N/A

Volatility and Risk

Hamilton Insurance Group has a beta of 1.02, indicating that its share price is 2% more volatile than the S&P 500. Comparatively, MS&AD Insurance Group has a beta of 0.49, indicating that its share price is 51% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent recommendations for Hamilton Insurance Group and MS&AD Insurance Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hamilton Insurance Group	0	1	4	0	2.80
MS&AD Insurance Group	0	0	0	0	0.00

Hamilton Insurance Group currently has a consensus target price of $22.20, indicating a potential upside of 17.21%. Given Hamilton Insurance Group’s stronger consensus rating and higher possible upside, equities analysts plainly believe Hamilton Insurance Group is more favorable than MS&AD Insurance Group.

Earnings & Valuation

This table compares Hamilton Insurance Group and MS&AD Insurance Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hamilton Insurance Group	$1.57 billion	1.22	$258.73 million	$4.47	4.24
MS&AD Insurance Group	$45.53 billion	0.75	$2.55 billion	N/A	N/A

MS&AD Insurance Group has higher revenue and earnings than Hamilton Insurance Group.

Summary

Hamilton Insurance Group beats MS&AD Insurance Group on 10 of the 13 factors compared between the two stocks.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

About MS&AD Insurance Group

MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers domestic non-life insurance; life insurance; international business; financial services; and provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.