Seaport Res Ptn Predicts Bread Financial Q1 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH) – Equities research analysts at Seaport Res Ptn issued their Q1 2025 earnings per share (EPS) estimates for Bread Financial in a report issued on Monday, February 3rd. Seaport Res Ptn analyst W. Ryan forecasts that the company will post earnings per share of $2.33 for the quarter. The consensus estimate for Bread Financial’s current full-year earnings is $6.46 per share. Seaport Res Ptn also issued estimates for Bread Financial’s Q2 2025 earnings at $1.49 EPS, Q3 2025 earnings at $2.38 EPS, Q4 2025 earnings at $0.35 EPS, FY2025 earnings at $6.55 EPS and FY2026 earnings at $8.00 EPS.

A number of other research firms have also commented on BFH. TD Cowen lifted their target price on Bread Financial from $48.00 to $50.00 and gave the stock a “hold” rating in a report on Monday, October 28th. JMP Securities reissued a “market perform” rating on shares of Bread Financial in a research report on Monday. Barclays raised their price target on shares of Bread Financial from $51.00 to $53.00 and gave the company an “underweight” rating in a report on Friday, January 31st. Keefe, Bruyette & Woods increased their price objective on shares of Bread Financial from $67.00 to $88.00 and gave the company an “outperform” rating in a research report on Monday, December 9th. Finally, Evercore ISI raised their target price on shares of Bread Financial from $52.00 to $54.00 and gave the stock an “in-line” rating in a report on Wednesday, October 30th. Two investment analysts have rated the stock with a sell rating, nine have given a hold rating and five have given a buy rating to the company. According to data from MarketBeat.com, the company has an average rating of “Hold” and an average target price of $59.69.

Bread Financial Price Performance

Shares of BFH opened at $62.70 on Wednesday. Bread Financial has a twelve month low of $32.10 and a twelve month high of $66.71. The company has a market capitalization of $3.12 billion, a P/E ratio of 11.30, a price-to-earnings-growth ratio of 1.38 and a beta of 1.93. The firm has a 50 day moving average of $62.13 and a 200 day moving average of $55.90. The company has a quick ratio of 1.19, a current ratio of 1.15 and a debt-to-equity ratio of 0.33.

Bread Financial (NYSE:BFH) last announced its quarterly earnings data on Thursday, January 30th. The company reported $0.41 EPS for the quarter, beating the consensus estimate of $0.34 by $0.07. Bread Financial had a net margin of 5.75% and a return on equity of 12.41%.

Institutional Investors Weigh In On Bread Financial

Several hedge funds and other institutional investors have recently added to or reduced their stakes in BFH. State Street Corp boosted its position in shares of Bread Financial by 2.1% in the third quarter. State Street Corp now owns 2,034,554 shares of the company’s stock worth $96,804,000 after purchasing an additional 41,012 shares during the period. Geode Capital Management LLC boosted its holdings in Bread Financial by 1.2% in the 3rd quarter. Geode Capital Management LLC now owns 1,155,989 shares of the company’s stock worth $55,012,000 after buying an additional 13,459 shares during the period. Jacobs Levy Equity Management Inc. increased its stake in Bread Financial by 30.2% in the 3rd quarter. Jacobs Levy Equity Management Inc. now owns 1,121,329 shares of the company’s stock worth $53,353,000 after buying an additional 260,283 shares in the last quarter. Pzena Investment Management LLC raised its holdings in Bread Financial by 38.2% during the third quarter. Pzena Investment Management LLC now owns 880,827 shares of the company’s stock valued at $41,910,000 after acquiring an additional 243,419 shares during the period. Finally, Charles Schwab Investment Management Inc. lifted its position in shares of Bread Financial by 1.9% in the third quarter. Charles Schwab Investment Management Inc. now owns 730,531 shares of the company’s stock valued at $34,759,000 after acquiring an additional 13,484 shares in the last quarter. 99.52% of the stock is owned by hedge funds and other institutional investors.

Bread Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Friday, March 21st. Stockholders of record on Friday, February 14th will be given a dividend of $0.21 per share. The ex-dividend date is Friday, February 14th. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.34%. Bread Financial’s payout ratio is currently 15.14%.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.