Q1 2026 EPS Estimates for Synchrony Financial Decreased by Analyst (NYSE:SYF)

Synchrony Financial (NYSE:SYF) – Zacks Research decreased their Q1 2026 earnings per share estimates for shares of Synchrony Financial in a report released on Tuesday, June 25th. Zacks Research analyst K. Dey now forecasts that the financial services provider will earn $1.57 per share for the quarter, down from their previous estimate of $1.58. The consensus estimate for Synchrony Financial’s current full-year earnings is $5.71 per share. Zacks Research also issued estimates for Synchrony Financial’s FY2026 earnings at $7.33 EPS.

Synchrony Financial (NYSE:SYF) last issued its earnings results on Wednesday, April 24th. The financial services provider reported $1.18 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.37 by ($0.19). Synchrony Financial had a return on equity of 16.01% and a net margin of 13.49%. The company had revenue of $5.57 billion during the quarter, compared to analyst estimates of $4.44 billion. During the same period in the previous year, the company posted $1.35 earnings per share.

Several other analysts also recently issued reports on SYF. StockNews.com downgraded Synchrony Financial from a “buy” rating to a “hold” rating in a research note on Tuesday. Evercore ISI boosted their price target on Synchrony Financial from $45.00 to $47.00 and gave the company an “outperform” rating in a research note on Thursday, March 28th. Wolfe Research upgraded shares of Synchrony Financial from an “underperform” rating to an “outperform” rating and boosted their price objective for the company from $36.00 to $50.00 in a research report on Thursday, April 4th. Keefe, Bruyette & Woods reiterated an “outperform” rating and set a $62.00 price target on shares of Synchrony Financial in a report on Tuesday, June 11th. Finally, JPMorgan Chase & Co. boosted their price objective on shares of Synchrony Financial from $42.00 to $46.00 and gave the stock a “neutral” rating in a research note on Thursday, April 25th. One investment analyst has rated the stock with a sell rating, eleven have given a hold rating and ten have assigned a buy rating to the company. According to data from MarketBeat, the company presently has a consensus rating of “Hold” and an average target price of $44.55.

Synchrony Financial Stock Down 1.4 %

NYSE:SYF opened at $44.23 on Thursday. Synchrony Financial has a 12-month low of $27.30 and a 12-month high of $46.72. The company has a quick ratio of 1.23, a current ratio of 1.24 and a debt-to-equity ratio of 1.15. The firm has a market capitalization of $17.76 billion, a P/E ratio of 6.35, a P/E/G ratio of 1.05 and a beta of 1.60. The stock’s fifty day simple moving average is $43.93 and its 200-day simple moving average is $41.13.

Synchrony Financial Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Wednesday, May 15th. Stockholders of record on Monday, May 6th were issued a $0.25 dividend. The ex-dividend date was Friday, May 3rd. This represents a $1.00 annualized dividend and a dividend yield of 2.26%. Synchrony Financial’s payout ratio is 14.35%.

Synchrony Financial declared that its Board of Directors has initiated a share buyback plan on Wednesday, April 24th that authorizes the company to repurchase $1.00 billion in shares. This repurchase authorization authorizes the financial services provider to repurchase up to 5.5% of its shares through open market purchases. Shares repurchase plans are typically an indication that the company’s management believes its stock is undervalued.

Insider Buying and Selling

In other news, insider Curtis Howse sold 31,562 shares of the stock in a transaction on Thursday, May 2nd. The stock was sold at an average price of $45.00, for a total transaction of $1,420,290.00. Following the completion of the sale, the insider now owns 121,042 shares in the company, valued at approximately $5,446,890. The sale was disclosed in a document filed with the SEC, which is accessible through the SEC website. 0.33% of the stock is owned by insiders.

Institutional Investors Weigh In On Synchrony Financial

Several institutional investors have recently bought and sold shares of the company. Headlands Technologies LLC acquired a new position in shares of Synchrony Financial in the first quarter worth $28,000. Massmutual Trust Co. FSB ADV raised its holdings in shares of Synchrony Financial by 44.1% in the fourth quarter. Massmutual Trust Co. FSB ADV now owns 1,274 shares of the financial services provider’s stock valued at $49,000 after buying an additional 390 shares during the last quarter. Wetzel Investment Advisors Inc. purchased a new stake in shares of Synchrony Financial in the fourth quarter valued at about $55,000. Brown Brothers Harriman & Co. raised its holdings in shares of Synchrony Financial by 56.6% in the fourth quarter. Brown Brothers Harriman & Co. now owns 1,445 shares of the financial services provider’s stock valued at $55,000 after buying an additional 522 shares during the last quarter. Finally, Principal Securities Inc. purchased a new position in Synchrony Financial during the fourth quarter worth about $60,000. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.