Financial Survey: Burke & Herbert Financial Services (BHRB) vs. The Competition

Burke & Herbert Financial Services (NASDAQ:BHRB) is one of 179 public companies in the “National commercial banks” industry, but how does it compare to its competitors? We will compare Burke & Herbert Financial Services to related companies based on the strength of its risk, institutional ownership, valuation, earnings, dividends, analyst recommendations and profitability.

Valuation & Earnings

This table compares Burke & Herbert Financial Services and its competitors gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Burke & Herbert Financial Services	$148.44 million	$22.69 million	7.71
Burke & Herbert Financial Services Competitors	$169.44 billion	$1.96 billion	11.54

Burke & Herbert Financial Services’ competitors have higher revenue and earnings than Burke & Herbert Financial Services. Burke & Herbert Financial Services is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a breakdown of current recommendations for Burke & Herbert Financial Services and its competitors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Burke & Herbert Financial Services	0	1	0	0	2.00
Burke & Herbert Financial Services Competitors	1458	8227	7014	289	2.36

Burke & Herbert Financial Services presently has a consensus target price of $73.00, indicating a potential upside of 16.21%. As a group, “National commercial banks” companies have a potential upside of 40.64%. Given Burke & Herbert Financial Services’ competitors stronger consensus rating and higher possible upside, analysts plainly believe Burke & Herbert Financial Services has less favorable growth aspects than its competitors.

Dividends

Burke & Herbert Financial Services pays an annual dividend of $2.12 per share and has a dividend yield of 3.4%. Burke & Herbert Financial Services pays out 26.0% of its earnings in the form of a dividend. As a group, “National commercial banks” companies pay a dividend yield of 2.7% and pay out 31.5% of their earnings in the form of a dividend. Burke & Herbert Financial Services is clearly a better dividend stock than its competitors, given its higher yield and lower payout ratio.

Insider and Institutional Ownership

54.7% of shares of all “National commercial banks” companies are held by institutional investors. 9.7% of Burke & Herbert Financial Services shares are held by company insiders. Comparatively, 8.7% of shares of all “National commercial banks” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Burke & Herbert Financial Services and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Burke & Herbert Financial Services	-1.10%	13.11%	1.09%
Burke & Herbert Financial Services Competitors	15.07%	9.96%	0.95%

Summary

Burke & Herbert Financial Services competitors beat Burke & Herbert Financial Services on 9 of the 14 factors compared.

Burke & Herbert Financial Services Company Profile

Burke & Herbert Financial Services Corp. operates as the bank holding company for Burke & Herbert Bank & Trust Company that provides various community banking products and services in Virginia and Maryland. It offers consumer and commercial deposit products, such as digital banking, demand, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. The company also provides loans, such as commercial real estate, single family residential, owner-occupied commercial real estate, residential mortgage, acquisition, construction and development, commercial and industrial, and consumer non-real estate and other loans. In addition, it offers treasury and cash management services; and online and mobile banking, and wealth and trust services. The company was founded in 1852 and is headquartered in Alexandria, Virginia.