Research Analysts Offer Predictions for Discover Financial Services’ Q4 2025 Earnings (NYSE:DFS)

Discover Financial Services (NYSE:DFS) – Stock analysts at Hsbc Global Res decreased their Q4 2025 earnings per share (EPS) estimates for Discover Financial Services in a research note issued on Tuesday, August 27th. Hsbc Global Res analyst S. Martinez now expects that the financial services provider will earn $3.43 per share for the quarter, down from their prior forecast of $3.59. The consensus estimate for Discover Financial Services’ current full-year earnings is $12.23 per share.

Other equities analysts have also issued research reports about the company. Jefferies Financial Group boosted their price objective on Discover Financial Services from $145.00 to $150.00 and gave the stock a “buy” rating in a research note on Tuesday, July 9th. Barclays boosted their price objective on Discover Financial Services from $135.00 to $137.00 and gave the stock an “equal weight” rating in a research note on Friday, July 19th. Keefe, Bruyette & Woods boosted their price objective on Discover Financial Services from $145.00 to $160.00 and gave the stock an “outperform” rating in a research note on Monday, July 8th. BMO Capital Markets upped their price target on Discover Financial Services from $115.00 to $119.00 and gave the company a “market perform” rating in a research note on Friday, July 19th. Finally, Royal Bank of Canada upped their price target on Discover Financial Services from $140.00 to $148.00 and gave the company a “sector perform” rating in a research note on Friday, July 19th. Thirteen research analysts have rated the stock with a hold rating and eight have given a buy rating to the company. Based on data from MarketBeat.com, Discover Financial Services currently has a consensus rating of “Hold” and an average price target of $132.94.

Discover Financial Services Price Performance

Discover Financial Services stock opened at $138.71 on Friday. The company has a debt-to-equity ratio of 1.28, a quick ratio of 1.12 and a current ratio of 1.12. The firm has a market cap of $34.79 billion, a P/E ratio of 15.82, a P/E/G ratio of 0.90 and a beta of 1.43. The business’s fifty day moving average is $133.04 and its two-hundred day moving average is $126.61. Discover Financial Services has a 52 week low of $79.04 and a 52 week high of $147.61.

Discover Financial Services (NYSE:DFS) last announced its quarterly earnings results on Wednesday, July 17th. The financial services provider reported $6.06 earnings per share for the quarter, beating analysts’ consensus estimates of $3.06 by $3.00. The firm had revenue of $4.54 billion for the quarter, compared to analysts’ expectations of $4.18 billion. Discover Financial Services had a return on equity of 20.92% and a net margin of 12.88%. The business’s revenue was up 17.0% compared to the same quarter last year. During the same period in the prior year, the business posted $3.54 earnings per share.

Discover Financial Services Dividend Announcement

The business also recently disclosed a quarterly dividend, which will be paid on Thursday, September 5th. Investors of record on Thursday, August 22nd will be issued a $0.70 dividend. The ex-dividend date is Thursday, August 22nd. This represents a $2.80 dividend on an annualized basis and a yield of 2.02%. Discover Financial Services’s dividend payout ratio is presently 31.93%.

Institutional Investors Weigh In On Discover Financial Services

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the stock. Opal Wealth Advisors LLC bought a new stake in shares of Discover Financial Services in the second quarter worth about $26,000. Y.D. More Investments Ltd increased its holdings in shares of Discover Financial Services by 147.8% in the second quarter. Y.D. More Investments Ltd now owns 223 shares of the financial services provider’s stock worth $29,000 after acquiring an additional 133 shares in the last quarter. Whittier Trust Co. of Nevada Inc. increased its holdings in shares of Discover Financial Services by 72.5% in the second quarter. Whittier Trust Co. of Nevada Inc. now owns 226 shares of the financial services provider’s stock worth $30,000 after acquiring an additional 95 shares in the last quarter. Partnership Wealth Management LLC bought a new stake in shares of Discover Financial Services in the fourth quarter worth about $25,000. Finally, Larson Financial Group LLC increased its holdings in shares of Discover Financial Services by 348.2% in the second quarter. Larson Financial Group LLC now owns 251 shares of the financial services provider’s stock worth $33,000 after acquiring an additional 195 shares in the last quarter. Institutional investors own 86.94% of the company’s stock.

Discover Financial Services Company Profile

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.