Colony Bankcorp (NASDAQ:CBAN – Get Free Report) and Surrey Bancorp (OTCMKTS:SRYB – Get Free Report) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, profitability, earnings and valuation.
Analyst Ratings
This is a breakdown of recent recommendations for Colony Bankcorp and Surrey Bancorp, as reported by MarketBeat.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
Colony Bankcorp | 0 | 0 | 0 | 0 | N/A |
Surrey Bancorp | 0 | 0 | 0 | 0 | N/A |
Dividends
Profitability
This table compares Colony Bankcorp and Surrey Bancorp’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Colony Bankcorp | 13.03% | 9.09% | 0.76% |
Surrey Bancorp | 37.97% | N/A | N/A |
Earnings & Valuation
This table compares Colony Bankcorp and Surrey Bancorp”s top-line revenue, earnings per share and valuation.
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
Colony Bankcorp | $160.55 million | 1.68 | $21.75 million | $1.26 | 12.17 |
Surrey Bancorp | $16.20 million | 4.23 | $5.10 million | $1.52 | 10.99 |
Colony Bankcorp has higher revenue and earnings than Surrey Bancorp. Surrey Bancorp is trading at a lower price-to-earnings ratio than Colony Bankcorp, indicating that it is currently the more affordable of the two stocks.
Insider and Institutional Ownership
50.4% of Colony Bankcorp shares are held by institutional investors. Comparatively, 3.7% of Surrey Bancorp shares are held by institutional investors. 6.6% of Colony Bankcorp shares are held by insiders. Comparatively, 33.7% of Surrey Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Risk and Volatility
Colony Bankcorp has a beta of 0.57, meaning that its share price is 43% less volatile than the S&P 500. Comparatively, Surrey Bancorp has a beta of 0.65, meaning that its share price is 35% less volatile than the S&P 500.
Summary
Colony Bankcorp beats Surrey Bancorp on 7 of the 13 factors compared between the two stocks.
About Colony Bankcorp
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.
About Surrey Bancorp
Surrey BanCorp engages in the provision of banking solutions through its subsidiaries, Surrey Bank & Trust . It offers checking accounts, savings, deposit services, mortgages, real estate loans, commercial credit products, business checking, and electronic banking. The company was founded on May 1, 2003 and is headquartered in Mount Airy, NC.
Receive News & Ratings for Colony Bankcorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Colony Bankcorp and related companies with MarketBeat.com's FREE daily email newsletter.