Q1 2025 EPS Estimates for Affirm Holdings, Inc. (NASDAQ:AFRM) Boosted by Analyst

Affirm Holdings, Inc. (NASDAQ:AFRM) – Investment analysts at Wedbush boosted their Q1 2025 earnings estimates for shares of Affirm in a research report issued to clients and investors on Monday, October 14th. Wedbush analyst D. Chiaverini now forecasts that the company will post earnings of ($0.29) per share for the quarter, up from their previous forecast of ($0.39). Wedbush has a “Neutral” rating and a $45.00 price objective on the stock. The consensus estimate for Affirm’s current full-year earnings is ($0.82) per share. Wedbush also issued estimates for Affirm’s Q2 2025 earnings at ($0.13) EPS, Q3 2025 earnings at $0.07 EPS, Q4 2025 earnings at $0.13 EPS and FY2025 earnings at ($0.23) EPS.

Several other equities research analysts have also weighed in on the stock. Wells Fargo & Company raised shares of Affirm from an “equal weight” rating to an “overweight” rating and upped their target price for the stock from $40.00 to $52.00 in a report on Friday, October 11th. Barclays upped their target price on shares of Affirm from $50.00 to $54.00 and gave the stock an “overweight” rating in a report on Monday, September 23rd. BTIG Research upgraded shares of Affirm from a “neutral” rating to a “buy” rating and set a $68.00 price target on the stock in a research report on Tuesday, October 8th. Needham & Company LLC reiterated a “hold” rating on shares of Affirm in a research report on Friday, September 6th. Finally, Bank of America upped their price target on shares of Affirm from $36.00 to $42.00 and gave the stock a “buy” rating in a research report on Thursday, August 29th. Three equities research analysts have rated the stock with a sell rating, nine have assigned a hold rating and nine have given a buy rating to the company. Based on data from MarketBeat, Affirm has an average rating of “Hold” and an average target price of $41.50.

Affirm Stock Up 0.2 %

AFRM opened at $47.97 on Wednesday. The firm’s 50-day simple moving average is $38.28 and its 200-day simple moving average is $33.50. The company has a debt-to-equity ratio of 2.41, a quick ratio of 13.07 and a current ratio of 13.07. Affirm has a twelve month low of $15.97 and a twelve month high of $52.48. The firm has a market cap of $14.83 billion, a price-to-earnings ratio of -21.51 and a beta of 3.50.

Affirm (NASDAQ:AFRM) last posted its earnings results on Wednesday, August 28th. The company reported ($0.14) earnings per share for the quarter, topping the consensus estimate of ($0.45) by $0.31. Affirm had a negative net margin of 22.29% and a negative return on equity of 15.55%. The business had revenue of $659.19 million for the quarter, compared to analyst estimates of $599.50 million.

Insider Activity at Affirm

In related news, Director Christa S. Quarles sold 14,400 shares of the stock in a transaction that occurred on Thursday, September 12th. The shares were sold at an average price of $40.02, for a total value of $576,288.00. Following the sale, the director now directly owns 141,903 shares in the company, valued at $5,678,958.06. This trade represents a 0.00 % decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available at this link. In related news, insider Katherine Adkins sold 82,316 shares of the stock in a transaction that occurred on Wednesday, September 18th. The stock was sold at an average price of $45.00, for a total transaction of $3,704,220.00. Following the completion of the sale, the insider now directly owns 91,499 shares of the company’s stock, valued at approximately $4,117,455. This represents a 0.00 % decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Christa S. Quarles sold 14,400 shares of the stock in a transaction that occurred on Thursday, September 12th. The stock was sold at an average price of $40.02, for a total value of $576,288.00. Following the sale, the director now directly owns 141,903 shares of the company’s stock, valued at approximately $5,678,958.06. The trade was a 0.00 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold 112,075 shares of company stock worth $4,803,786 in the last ninety days. Company insiders own 13.05% of the company’s stock.

Institutional Trading of Affirm

A number of large investors have recently bought and sold shares of the business. Vanguard Group Inc. increased its stake in Affirm by 6.8% during the 1st quarter. Vanguard Group Inc. now owns 20,823,803 shares of the company’s stock worth $775,895,000 after purchasing an additional 1,316,901 shares in the last quarter. Capital World Investors increased its stake in Affirm by 0.4% during the 1st quarter. Capital World Investors now owns 19,079,071 shares of the company’s stock worth $710,886,000 after purchasing an additional 77,050 shares in the last quarter. Baillie Gifford & Co. grew its stake in shares of Affirm by 4.2% during the 1st quarter. Baillie Gifford & Co. now owns 18,732,407 shares of the company’s stock worth $697,969,000 after acquiring an additional 749,368 shares in the last quarter. Dragoneer Investment Group LLC bought a new position in shares of Affirm during the 2nd quarter worth approximately $45,219,000. Finally, Bank of New York Mellon Corp grew its stake in shares of Affirm by 25.6% during the 2nd quarter. Bank of New York Mellon Corp now owns 866,946 shares of the company’s stock worth $26,190,000 after acquiring an additional 176,675 shares in the last quarter. 69.29% of the stock is owned by institutional investors.

About Affirm

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.