Core Scientific (NASDAQ:CORZ) and Qudian (NYSE:QD) Financial Contrast

Qudian (NYSE:QD) and Core Scientific (NASDAQ:CORZ) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, risk, analyst recommendations, profitability, valuation, dividends and institutional ownership.

Profitability

This table compares Qudian and Core Scientific’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Qudian	-134.42%	-2.35%	-2.21%
Core Scientific	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of recent ratings for Qudian and Core Scientific, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qudian	0	0	0	0	N/A
Core Scientific	0	0	12	0	3.00

Core Scientific has a consensus price target of $16.71, suggesting a potential upside of 32.61%. Given Core Scientific’s higher probable upside, analysts clearly believe Core Scientific is more favorable than Qudian.

Insider and Institutional Ownership

8.1% of Qudian shares are owned by institutional investors. 25.7% of Qudian shares are owned by insiders. Comparatively, 32.0% of Core Scientific shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Valuation & Earnings

This table compares Qudian and Core Scientific”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qudian	$17.79 million	27.18	$5.51 million	($0.18)	-13.39
Core Scientific	$502.40 million	6.48	N/A	N/A	N/A

Qudian has higher earnings, but lower revenue than Core Scientific.

Summary

Core Scientific beats Qudian on 7 of the 9 factors compared between the two stocks.

About Qudian

Qudian Inc. operates as a consumer-oriented technology company in the People's Republic of China. The company engages in the operation of online platforms to provide small consumer credit products. It also provides technology development and services; research and development services; and delivery services. The company was founded in 2014 and is headquartered in Xiamen, the People's Republic of China.

About Core Scientific

Core Scientific, Inc. provides digital asset mining services in North America. It operates through two segments, Mining and Hosting. The company offers blockchain infrastructure, software solutions, and services; and operates data center mining facilities. It also mines digital assets for its own account; and provides hosting services for other large bitcoin miners, which include deployment, monitoring, trouble shooting, optimization, and maintenance of its customers' digital asset mining equipment. In addition, the company provides electrical power, repair, and other infrastructure services to operate, maintain, and earn digital assets; and sells mining equipment to customers. Core Scientific, Inc. was founded in 2017 and is headquartered in Dover, Delaware.