Financial Analysis: Sberbank of Russia (OTCMKTS:SBRCY) versus Signature Bank (NASDAQ:SBNY)

Volatility & Risk

Signature Bank has a beta of 9.44, indicating that its stock price is 844% more volatile than the S&P 500. Comparatively, Sberbank of Russia has a beta of 1.56, indicating that its stock price is 56% more volatile than the S&P 500.

Institutional and Insider Ownership

11.1% of Signature Bank shares are owned by institutional investors. Comparatively, 0.1% of Sberbank of Russia shares are owned by institutional investors. 1.5% of Signature Bank shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Signature Bank and Sberbank of Russia”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Signature Bank	$2.70 billion	0.03	$1.34 billion	$16.38	0.08
Sberbank of Russia	$49.52 billion	0.06	$16.97 billion	N/A	N/A

Sberbank of Russia has higher revenue and earnings than Signature Bank.

Dividends

Signature Bank pays an annual dividend of $0.70 per share and has a dividend yield of 56.9%. Sberbank of Russia pays an annual dividend of $0.85 per share and has a dividend yield of 163.5%. Signature Bank pays out 4.3% of its earnings in the form of a dividend.

Profitability

This table compares Signature Bank and Sberbank of Russia’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Signature Bank	N/A	N/A	N/A
Sberbank of Russia	40.80%	21.45%	2.97%

Summary

Sberbank of Russia beats Signature Bank on 8 of the 11 factors compared between the two stocks.

About Signature Bank

As of March 12, 2023, Signature Bank went out of business. Previously, the company provided digital assets banking services and comprised of certain loan portfolios. The company was incorporated in 2000 and is based in New York, New York. Signature Bank now trades on OTCPK.

About Sberbank of Russia

Sberbank of Russia, together with its subsidiaries, provides corporate and retail banking products and services to individuals, small businesses, corporate clients, and financial institutions. The company offers deposit products; pension accounts; payment, transfer, brokerage, and asset management services; car, housing, education, and consumer loans; mortgages; debit and credit cards, and overdraft service; and refinancing products. It also provides derivative, financial instrument, foreign currency, precious metal, corporate structured, and commodities and securities products, as well as debt and capital markets funding, documentary, and other commission services. In addition, it offers life, property, bank card, accident, liability, trust management, investment and universal life, travel, and mutual investment funds insurance products, as well as individual pension plans and corporate pension programs. Additionally, the company provides business bank accounts, platform for exporters and importers, merchant acquiring and international trading services, and corporate cards for small businesses; and loans, investment products and capital markets services, fund investment services, and banking services for corporate clients. It also provides trade finance, interbank lending, currency risk hedging, and treasury services; deposits, custody services, and electronic trading systems; and settlement and cash collection services to financial institutions. As of December 31, 2020, the company operated 11 Regional banks and 14,162 branches in Russia. The company also has operations in 18 countries internationally. Sberbank of Russia was founded in 1841 and is headquartered in Moscow, Russia.