OppFi (NYSE:OPFI – Get Free Report) and Iris Energy (NASDAQ:IREN – Get Free Report) are both business services companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, valuation, profitability, earnings, analyst recommendations, institutional ownership and dividends.
Profitability
This table compares OppFi and Iris Energy’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
OppFi | 1.40% | 35.04% | 12.09% |
Iris Energy | -36.10% | -8.01% | -7.37% |
Institutional and Insider Ownership
7.1% of OppFi shares are held by institutional investors. Comparatively, 41.1% of Iris Energy shares are held by institutional investors. 84.0% of OppFi shares are held by company insiders. Comparatively, 21.5% of Iris Energy shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
Earnings and Valuation
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
OppFi | $523.16 million | 1.41 | -$1.00 million | $0.16 | 53.63 |
Iris Energy | $208.75 million | 10.21 | -$28.95 million | N/A | N/A |
OppFi has higher revenue and earnings than Iris Energy.
Volatility & Risk
OppFi has a beta of 1.45, indicating that its share price is 45% more volatile than the S&P 500. Comparatively, Iris Energy has a beta of 3.54, indicating that its share price is 254% more volatile than the S&P 500.
Analyst Ratings
This is a breakdown of current recommendations for OppFi and Iris Energy, as provided by MarketBeat.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
OppFi | 0 | 0 | 2 | 0 | 3.00 |
Iris Energy | 0 | 2 | 9 | 1 | 2.92 |
OppFi presently has a consensus target price of $7.50, indicating a potential downside of 12.59%. Iris Energy has a consensus target price of $19.50, indicating a potential upside of 71.96%. Given Iris Energy’s higher probable upside, analysts plainly believe Iris Energy is more favorable than OppFi.
Summary
OppFi beats Iris Energy on 7 of the 13 factors compared between the two stocks.
About OppFi
OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.
About Iris Energy
Iris Energy Limited owns and operates bitcoin mining data centers. The company was incorporated in 2018 and is headquartered in Sydney, Australia.
Receive News & Ratings for OppFi Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for OppFi and related companies with MarketBeat.com's FREE daily email newsletter.