Q2 Earnings Forecast for Affirm Issued By William Blair

Affirm Holdings, Inc. (NASDAQ:AFRM) – Research analysts at William Blair issued their Q2 2025 earnings per share estimates for shares of Affirm in a note issued to investors on Wednesday, January 15th. William Blair analyst A. Jeffrey forecasts that the company will post earnings per share of ($0.33) for the quarter. William Blair currently has a “Outperform” rating on the stock. The consensus estimate for Affirm’s current full-year earnings is ($0.53) per share. William Blair also issued estimates for Affirm’s Q3 2025 earnings at ($0.49) EPS, Q4 2025 earnings at $0.01 EPS, FY2025 earnings at ($1.12) EPS, Q1 2026 earnings at ($0.34) EPS, Q2 2026 earnings at ($0.11) EPS, Q3 2026 earnings at ($0.32) EPS, Q4 2026 earnings at $0.20 EPS, FY2026 earnings at ($0.57) EPS and FY2027 earnings at $0.22 EPS.

Affirm (NASDAQ:AFRM) last announced its earnings results on Thursday, November 7th. The company reported ($0.31) earnings per share (EPS) for the quarter, beating the consensus estimate of ($0.36) by $0.05. The business had revenue of $698.48 million during the quarter, compared to analyst estimates of $661.39 million. Affirm had a negative net margin of 17.67% and a negative return on equity of 12.57%. During the same period in the previous year, the business posted ($0.57) earnings per share.

Other equities research analysts have also issued research reports about the company. JMP Securities raised Affirm from a “market perform” rating to an “outperform” rating and set a $78.00 price target for the company in a research note on Friday, December 20th. Jefferies Financial Group upgraded shares of Affirm from a “hold” rating to a “buy” rating and increased their price target for the company from $70.00 to $82.00 in a research report on Thursday, December 19th. Barclays boosted their price objective on shares of Affirm from $64.00 to $75.00 and gave the stock an “overweight” rating in a report on Monday, November 25th. JPMorgan Chase & Co. increased their target price on shares of Affirm from $56.00 to $74.00 and gave the company an “overweight” rating in a report on Monday, December 2nd. Finally, Wells Fargo & Company boosted their price target on shares of Affirm from $55.00 to $70.00 and gave the stock an “overweight” rating in a research note on Thursday. One equities research analyst has rated the stock with a sell rating, six have assigned a hold rating, eleven have assigned a buy rating and one has assigned a strong buy rating to the stock. According to data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and a consensus price target of $61.88.

Affirm Stock Down 0.0 %

Shares of NASDAQ:AFRM opened at $57.99 on Friday. The firm has a market capitalization of $18.21 billion, a PE ratio of -40.84 and a beta of 3.67. The company has a debt-to-equity ratio of 2.50, a quick ratio of 12.60 and a current ratio of 12.60. Affirm has a 52-week low of $22.25 and a 52-week high of $73.34. The firm has a fifty day moving average of $63.77 and a 200 day moving average of $45.86.

Insider Buying and Selling

In related news, President Libor Michalek sold 6,629 shares of the stock in a transaction dated Monday, December 2nd. The shares were sold at an average price of $72.08, for a total value of $477,818.32. Following the completion of the transaction, the president now directly owns 160,601 shares of the company’s stock, valued at $11,576,120.08. This represents a 3.96 % decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this link. Also, insider Katherine Adkins sold 200,000 shares of Affirm stock in a transaction that occurred on Monday, November 11th. The shares were sold at an average price of $55.05, for a total value of $11,010,000.00. Following the sale, the insider now directly owns 93,545 shares in the company, valued at approximately $5,149,652.25. The trade was a 68.13 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold 1,323,478 shares of company stock valued at $86,285,371 over the last quarter. 12.41% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently made changes to their positions in the company. ORG Wealth Partners LLC purchased a new stake in Affirm in the third quarter worth $29,000. Advisors Asset Management Inc. grew its position in shares of Affirm by 168.2% in the 3rd quarter. Advisors Asset Management Inc. now owns 1,070 shares of the company’s stock worth $44,000 after buying an additional 671 shares during the period. Venturi Wealth Management LLC grew its position in shares of Affirm by 200.5% in the 3rd quarter. Venturi Wealth Management LLC now owns 1,097 shares of the company’s stock worth $45,000 after buying an additional 732 shares during the period. Hanseatic Management Services Inc. bought a new position in shares of Affirm in the 3rd quarter worth about $65,000. Finally, Brooklyn Investment Group purchased a new position in Affirm during the 3rd quarter valued at about $78,000. Hedge funds and other institutional investors own 69.29% of the company’s stock.

Affirm Company Profile

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.