Head to Head Contrast: Bridger Aerospace Group (NASDAQ:BAER) versus Cass Information Systems (NASDAQ:CASS)

Cass Information Systems (NASDAQ:CASS) and Bridger Aerospace Group (NASDAQ:BAER) are both small-cap computer and technology companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, dividends, profitability, analyst recommendations, valuation, risk and institutional ownership.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Cass Information Systems and Bridger Aerospace Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cass Information Systems	0	0	1	0	3.00
Bridger Aerospace Group	0	0	2	0	3.00

Cass Information Systems currently has a consensus price target of $45.00, indicating a potential upside of 9.49%. Bridger Aerospace Group has a consensus price target of $5.75, indicating a potential upside of 87.30%. Given Bridger Aerospace Group’s higher possible upside, analysts clearly believe Bridger Aerospace Group is more favorable than Cass Information Systems.

Volatility and Risk

Cass Information Systems has a beta of 0.73, suggesting that its stock price is 27% less volatile than the S&P 500. Comparatively, Bridger Aerospace Group has a beta of -0.29, suggesting that its stock price is 129% less volatile than the S&P 500.

Profitability

This table compares Cass Information Systems and Bridger Aerospace Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cass Information Systems	11.52%	9.92%	0.99%
Bridger Aerospace Group	-40.25%	N/A	-12.15%

Institutional & Insider Ownership

59.1% of Cass Information Systems shares are held by institutional investors. Comparatively, 48.9% of Bridger Aerospace Group shares are held by institutional investors. 2.4% of Cass Information Systems shares are held by insiders. Comparatively, 76.2% of Bridger Aerospace Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Cass Information Systems and Bridger Aerospace Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cass Information Systems	$197.51 million	2.82	$30.06 million	$1.66	24.76
Bridger Aerospace Group	$66.71 million	2.49	-$77.36 million	($1.37)	-2.24

Cass Information Systems has higher revenue and earnings than Bridger Aerospace Group. Bridger Aerospace Group is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Summary

Cass Information Systems beats Bridger Aerospace Group on 10 of the 13 factors compared between the two stocks.

About Cass Information Systems

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates through two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software solution and on-line platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in Saint Louis, Missouri.

About Bridger Aerospace Group

Bridger Aerospace Group Holdings, Inc. provides aerial wildfire management, relief and suppression, and firefighting services to federal and state government agencies in the United States. It offers fire suppression services, such as direct fire suppression aerial firefighting support services for ground crew to drop large amounts of water quickly and directly on wildfires. The company also provides aerial surveillance services, including fire suppression aircraft over an incident and tactical coordination with the incident commander through its manned and unmanned aircraft. It operates an aircraft fleet of 18 planes. The company was founded in 2014 and is headquartered in Belgrade, Montana.