Roadzen (NASDAQ:RDZN – Get Free Report) and Huize (NASDAQ:HUIZ – Get Free Report) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, risk, valuation, dividends, profitability, analyst recommendations and institutional ownership.
Analyst Recommendations
This is a breakdown of current ratings and price targets for Roadzen and Huize, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Roadzen | 0 | 0 | 2 | 0 | 3.00 |
| Huize | 0 | 0 | 0 | 0 | 0.00 |
Roadzen presently has a consensus price target of $5.00, indicating a potential upside of 300.00%. Given Roadzen’s stronger consensus rating and higher possible upside, research analysts plainly believe Roadzen is more favorable than Huize.
Earnings & Valuation
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Roadzen | $46.45 million | 2.00 | -$99.67 million | ($1.92) | -0.65 |
| Huize | $1.20 billion | 0.03 | $9.89 million | $0.09 | 34.54 |
Huize has higher revenue and earnings than Roadzen. Roadzen is trading at a lower price-to-earnings ratio than Huize, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Roadzen and Huize’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Roadzen | -290.14% | N/A | -262.79% |
| Huize | 1.75% | 5.07% | 2.16% |
Institutional & Insider Ownership
24.7% of Roadzen shares are owned by institutional investors. 30.4% of Huize shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Volatility & Risk
Roadzen has a beta of 0.21, meaning that its stock price is 79% less volatile than the S&P 500. Comparatively, Huize has a beta of 0.49, meaning that its stock price is 51% less volatile than the S&P 500.
Summary
Huize beats Roadzen on 9 of the 14 factors compared between the two stocks.
About Roadzen
Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.
About Huize
Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platform through various internet channels in the People's Republic of China. The company provides life and health insurance products, such as critical illness, illness and disease, annuity, and term and whole life insurance products; and property and casualty insurance products, including travel, individual casualty, and corporate liability insurance products. It also offers offline insurance intermediary and brokerage services. The company also provides digital and technology development services; investment, technology development, internet information, management, and financial consulting services; business management and catering services; and insurance agency services. Huize Holding Limited was founded in 2006 and is headquartered in Shenzhen, China.
Receive News & Ratings for Roadzen Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Roadzen and related companies with MarketBeat.com's FREE daily email newsletter.
