Zacks Research Weighs in on Bread Financial FY2025 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH) – Analysts at Zacks Research dropped their FY2025 EPS estimates for Bread Financial in a report issued on Wednesday, February 12th. Zacks Research analyst T. De now forecasts that the company will post earnings per share of $5.00 for the year, down from their prior estimate of $6.25. The consensus estimate for Bread Financial’s current full-year earnings is $6.63 per share. Zacks Research also issued estimates for Bread Financial’s Q4 2025 earnings at $0.15 EPS, FY2026 earnings at $7.47 EPS and FY2027 earnings at $10.16 EPS.

A number of other brokerages also recently commented on BFH. Morgan Stanley upgraded shares of Bread Financial from an “underweight” rating to an “overweight” rating and boosted their target price for the stock from $35.00 to $76.00 in a report on Thursday, December 19th. Keefe, Bruyette & Woods increased their target price on shares of Bread Financial from $67.00 to $88.00 and gave the company an “outperform” rating in a research report on Monday, December 9th. Barclays raised their target price on shares of Bread Financial from $51.00 to $53.00 and gave the company an “underweight” rating in a research note on Friday, January 31st. The Goldman Sachs Group upped their price target on Bread Financial from $52.00 to $58.00 and gave the stock a “sell” rating in a research report on Tuesday, November 19th. Finally, TD Cowen raised their price objective on Bread Financial from $48.00 to $50.00 and gave the stock a “hold” rating in a research report on Monday, October 28th. Two equities research analysts have rated the stock with a sell rating, nine have given a hold rating and five have issued a buy rating to the company. According to MarketBeat, the company presently has a consensus rating of “Hold” and a consensus target price of $59.69.

Bread Financial Trading Down 0.8 %

Shares of NYSE BFH opened at $61.92 on Monday. Bread Financial has a 1-year low of $32.10 and a 1-year high of $66.71. The business has a fifty day moving average price of $62.26 and a 200 day moving average price of $56.45. The stock has a market capitalization of $3.08 billion, a P/E ratio of 11.16, a price-to-earnings-growth ratio of 1.34 and a beta of 1.93. The company has a debt-to-equity ratio of 0.33, a current ratio of 1.15 and a quick ratio of 1.19.

Bread Financial (NYSE:BFH) last posted its earnings results on Thursday, January 30th. The company reported $0.41 earnings per share for the quarter, topping analysts’ consensus estimates of $0.34 by $0.07. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%.

Institutional Investors Weigh In On Bread Financial

A number of large investors have recently bought and sold shares of the company. CWM LLC lifted its stake in Bread Financial by 43.7% during the 3rd quarter. CWM LLC now owns 2,455 shares of the company’s stock valued at $117,000 after acquiring an additional 747 shares during the period. nVerses Capital LLC raised its holdings in shares of Bread Financial by 700.0% during the third quarter. nVerses Capital LLC now owns 3,200 shares of the company’s stock worth $152,000 after purchasing an additional 2,800 shares during the last quarter. Stratos Wealth Advisors LLC lifted its position in Bread Financial by 5.6% during the third quarter. Stratos Wealth Advisors LLC now owns 39,062 shares of the company’s stock valued at $1,859,000 after purchasing an additional 2,065 shares during the period. Allspring Global Investments Holdings LLC boosted its holdings in Bread Financial by 47.3% in the third quarter. Allspring Global Investments Holdings LLC now owns 5,629 shares of the company’s stock valued at $268,000 after purchasing an additional 1,808 shares during the last quarter. Finally, DekaBank Deutsche Girozentrale grew its position in Bread Financial by 169.5% during the 3rd quarter. DekaBank Deutsche Girozentrale now owns 11,131 shares of the company’s stock worth $515,000 after purchasing an additional 7,000 shares during the period. Hedge funds and other institutional investors own 99.52% of the company’s stock.

Bread Financial Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Friday, March 21st. Investors of record on Friday, February 14th will be issued a dividend of $0.21 per share. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.36%. The ex-dividend date is Friday, February 14th. Bread Financial’s dividend payout ratio (DPR) is 15.14%.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.