What is Zacks Small Cap’s Estimate for CPSS Q1 Earnings?

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) – Zacks Small Cap issued their Q1 2025 EPS estimates for Consumer Portfolio Services in a research report issued on Wednesday, February 26th. Zacks Small Cap analyst M. Kim anticipates that the credit services provider will earn $0.30 per share for the quarter. The consensus estimate for Consumer Portfolio Services’ current full-year earnings is $0.85 per share. Zacks Small Cap also issued estimates for Consumer Portfolio Services’ Q2 2025 earnings at $0.39 EPS, Q3 2025 earnings at $0.50 EPS, Q4 2025 earnings at $0.61 EPS and FY2026 earnings at $2.89 EPS.

Consumer Portfolio Services (NASDAQ:CPSS) last released its earnings results on Tuesday, February 25th. The credit services provider reported $0.21 earnings per share for the quarter, missing analysts’ consensus estimates of $0.27 by ($0.06). The company had revenue of $105.30 million for the quarter, compared to the consensus estimate of $102.37 million. Consumer Portfolio Services had a net margin of 5.59% and a return on equity of 7.59%.

Separately, StockNews.com lowered shares of Consumer Portfolio Services from a “strong-buy” rating to a “buy” rating in a research report on Friday, February 28th.

Consumer Portfolio Services Stock Down 3.0 %

Shares of NASDAQ CPSS opened at $9.37 on Monday. The stock has a market capitalization of $200.56 million, a PE ratio of 10.77 and a beta of 1.98. Consumer Portfolio Services has a one year low of $7.03 and a one year high of $12.73. The company has a debt-to-equity ratio of 10.52, a current ratio of 19.17 and a quick ratio of 19.16. The business’s fifty day moving average price is $11.04 and its 200-day moving average price is $10.26.

Insider Activity at Consumer Portfolio Services

In other Consumer Portfolio Services news, VP April Crisp sold 2,500 shares of the firm’s stock in a transaction on Thursday, December 12th. The shares were sold at an average price of $11.15, for a total value of $27,875.00. Following the completion of the transaction, the vice president now directly owns 17,212 shares of the company’s stock, valued at $191,913.80. This trade represents a 12.68 % decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. 69.00% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On Consumer Portfolio Services

Institutional investors and hedge funds have recently made changes to their positions in the business. Wells Fargo & Company MN increased its stake in Consumer Portfolio Services by 25.2% in the 4th quarter. Wells Fargo & Company MN now owns 4,883 shares of the credit services provider’s stock worth $53,000 after acquiring an additional 984 shares during the last quarter. Barclays PLC grew its holdings in shares of Consumer Portfolio Services by 11.5% during the fourth quarter. Barclays PLC now owns 13,147 shares of the credit services provider’s stock worth $143,000 after purchasing an additional 1,353 shares in the last quarter. Bank of America Corp DE increased its position in shares of Consumer Portfolio Services by 21.8% in the fourth quarter. Bank of America Corp DE now owns 13,335 shares of the credit services provider’s stock worth $145,000 after purchasing an additional 2,383 shares during the last quarter. Geode Capital Management LLC raised its stake in Consumer Portfolio Services by 1.3% in the fourth quarter. Geode Capital Management LLC now owns 193,181 shares of the credit services provider’s stock valued at $2,098,000 after purchasing an additional 2,411 shares in the last quarter. Finally, Empowered Funds LLC lifted its position in Consumer Portfolio Services by 1.9% during the fourth quarter. Empowered Funds LLC now owns 145,220 shares of the credit services provider’s stock valued at $1,577,000 after purchasing an additional 2,700 shares during the last quarter. Hedge funds and other institutional investors own 47.57% of the company’s stock.

About Consumer Portfolio Services

Consumer Portfolio Services, Inc operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans.