Zacks Research Issues Negative Estimate for NMI Earnings

NMI Holdings, Inc. (NASDAQ:NMIH) – Equities researchers at Zacks Research decreased their Q1 2025 earnings estimates for shares of NMI in a research report issued to clients and investors on Thursday, March 20th. Zacks Research analyst R. Department now anticipates that the financial services provider will earn $1.09 per share for the quarter, down from their previous forecast of $1.10. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q4 2025 earnings at $1.15 EPS, FY2025 earnings at $4.54 EPS, Q1 2026 earnings at $1.22 EPS, Q4 2026 earnings at $1.24 EPS, FY2026 earnings at $4.96 EPS and FY2027 earnings at $5.22 EPS.

NMIH has been the topic of a number of other reports. JPMorgan Chase & Co. lowered their price objective on NMI from $46.00 to $41.00 and set an “overweight” rating on the stock in a research report on Monday, December 9th. UBS Group dropped their price objective on shares of NMI from $42.00 to $41.00 and set a “neutral” rating for the company in a research note on Wednesday, February 19th. Barclays lowered shares of NMI from an “overweight” rating to an “equal weight” rating and decreased their target price for the company from $48.00 to $41.00 in a research report on Monday, January 6th. Finally, Keefe, Bruyette & Woods raised shares of NMI from a “market perform” rating to an “outperform” rating and set a $43.00 price target for the company in a research report on Monday, February 24th. Three research analysts have rated the stock with a hold rating and five have given a buy rating to the company. According to MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus price target of $42.29.

NMI Trading Down 0.2 %

NMI stock opened at $36.08 on Monday. The business has a 50 day moving average price of $36.47 and a two-hundred day moving average price of $38.02. The company has a quick ratio of 0.83, a current ratio of 0.60 and a debt-to-equity ratio of 0.19. NMI has a 12 month low of $29.05 and a 12 month high of $42.49. The stock has a market cap of $2.83 billion, a price-to-earnings ratio of 8.14, a price-to-earnings-growth ratio of 1.41 and a beta of 1.02.

NMI (NASDAQ:NMIH) last announced its quarterly earnings data on Wednesday, February 12th. The financial services provider reported $1.07 EPS for the quarter, missing analysts’ consensus estimates of $1.14 by ($0.07). NMI had a net margin of 55.32% and a return on equity of 17.33%.

Insider Activity at NMI

In other NMI news, EVP Mohammad Nawaz Yousaf sold 1,083 shares of NMI stock in a transaction on Friday, February 21st. The stock was sold at an average price of $35.44, for a total value of $38,381.52. Following the completion of the transaction, the executive vice president now owns 49,218 shares in the company, valued at approximately $1,744,285.92. The trade was a 2.15 % decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, EVP Norman Peter Fitzgerald sold 20,000 shares of the stock in a transaction on Monday, February 24th. The stock was sold at an average price of $35.88, for a total value of $717,600.00. Following the sale, the executive vice president now owns 37,470 shares in the company, valued at $1,344,423.60. The trade was a 34.80 % decrease in their position. The disclosure for this sale can be found here. 2.70% of the stock is currently owned by insiders.

Institutional Investors Weigh In On NMI

Several hedge funds and other institutional investors have recently added to or reduced their stakes in NMIH. Connor Clark & Lunn Investment Management Ltd. grew its stake in shares of NMI by 28.2% during the third quarter. Connor Clark & Lunn Investment Management Ltd. now owns 53,897 shares of the financial services provider’s stock valued at $2,220,000 after purchasing an additional 11,860 shares during the last quarter. Intech Investment Management LLC lifted its holdings in NMI by 50.8% during the 3rd quarter. Intech Investment Management LLC now owns 35,011 shares of the financial services provider’s stock worth $1,442,000 after buying an additional 11,798 shares in the last quarter. Charles Schwab Investment Management Inc. boosted its position in NMI by 2.2% in the 3rd quarter. Charles Schwab Investment Management Inc. now owns 1,064,081 shares of the financial services provider’s stock valued at $43,829,000 after buying an additional 22,756 shares during the last quarter. Citigroup Inc. increased its stake in shares of NMI by 95.4% in the 3rd quarter. Citigroup Inc. now owns 129,180 shares of the financial services provider’s stock valued at $5,321,000 after buying an additional 63,058 shares during the period. Finally, Cerity Partners LLC raised its position in shares of NMI by 11.1% during the third quarter. Cerity Partners LLC now owns 17,828 shares of the financial services provider’s stock worth $734,000 after acquiring an additional 1,786 shares during the last quarter. Institutional investors and hedge funds own 94.12% of the company’s stock.

NMI Company Profile

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.